StrategyOne: Business Rule and Decision Management System

CRIF’s user-friendly decision engine is a business rules management system for automating decisions that leverage data & analytics. StrategyOne, through its decision-making systems, integrates into a single tool the components of design and execution of the essential strategies to manage all decision-making processes in a comprehensive, effective, and timely manner.

Decision Management with StrategyOne

Release your organisation from the inflexibility and high costs of having hard-coded rules dispersed throughout your systems and adopt an enterprise decision management approach and technology that empowers business users to enhance decision making in business management by using a decision engine. CRIF’s credit decision engine puts business people in the driver’s seat to quickly and efficiently implement, test, monitor and change business rules, credit scores, calculations and entire decision processes without coding, resulting in automated and confident decision-making throughout your enterprise.

What is decision engine? It is a complete business rules management system and decision scoring engine that enables your organisation to identify the right targets, boost customer loyalty, increase sales and margins, control risk, and execute business and regulatory policies and procedures. From pre-screening and credit underwriting to on-going credit risk management and marketing efforts and collection strategies, our decision engine spans the customer lifecycle. It helps in various types of decision-making in business, covering all aspects of decision management and business rule management with graphical, user-friendly decision-making technology.

Key Benefits of StrategyOne

• Adapt by translating ideas into effective actions that leverage data and analytics, with graphical tools to design and modify strategies without IT assistance, allowing for quick time-to-market when faced with demands from the market and business, all with ease of integration of the decision-making engine with your current systems.

• Optimise the decision management system with quicker customer response time, improved credit portfolio quality using scorecards, rating and risk parameter estimation (PD, LGD, EAD, RWA...), and meeting business KPI targets with dynamic simulation to refine and champion/challenger approach to try out new decision logic;

• Control with standardised and centralised decisions that help to accomplish Basel and other compliance requirements and to achieve consistency of enterprise decisions management at all stages of the customer lifecycle, from Engagement and Origination to Customer Management and Collection.

• Access to CRIF experts who can help you realise all these advantages of our business rule management system and decision making technology through consulting, setup, training, configuration and on-going support.